01
Avoid awkward money talks
A shared dashboard becomes the neutral ground. The numbers do the talking, so neither of you has to.
FOR COUPLES
Build a future, together.
Spendmate helps couples track every expense and allocate your budget toward goals you both care about.
Alya & Raka
$2,400
Saved together
$340
This month
92%
On track
SHARED GOALS
TRUSTED BY COUPLES ACROSS 12 COUNTRIES
12k+
couples
4.9 ★
App Store
$2.4M
tracked weekly
Featured in
TechCrunch · Lifehacker
THE QUIET PROBLEM
Money talks feel awkward? They don't have to.
02
Different incomes, one budget
Allocate proportionally so both partners feel the system is fair — and that fairness is visible.
03
Goals you can both see
Save toward the same milestones with full transparency. Surprises stop being a thing.
EVERYTHING YOU NEED, NOTHING YOU DON'T
Built for two, not two singles in a trench coat.
Six features that handle the awkward parts of money together, so you can focus on the fun parts.
💸
Shared expense tracking
Every joint purchase visible to both of you, categorized and explained in plain language.
⚖️
Proportional budget
Set any split you like. Spendmate calculates each partner's contribution in real time.
🎯
Goal projections
"Bali by Dec 2026" — see what each month needs to make it happen. Both of you.
📦
Subscriptions in one view
See every recurring charge on one screen. Cancel what you don't use, both of you.
🤝
Gentle nudges, no shame
A quiet ping when trending over, not a lecture. Arguments are what we're trying to avoid.
🔒
Privacy by default
Each partner controls what's shared and what's private. Always opt-in, never surprise.
YOUR DATA, YOUR CALL
Privacy isn't a feature. It's the default.
Both partners see the shared picture. Personal expenses stay personal until you say otherwise. Always.
Why we built it this way
Most finance apps assume one person owns the money. Couples aren't like that — and shouldn't have to be.
Spendmate was designed with couples from day one. Every feature is opt-in for the partner, so transparency is always a choice, never a default.
End-to-end encrypted. Hosted on servers in Singapore and Frankfurt. Your data never touches advertising networks.
WHAT EACH PARTNER SEES
→ Joint balance · categories · shared goals
Same — by mutual opt-in
→ Personal expenses you flag as private
Hidden from your partner
→ Subscription cancel buttons
Either partner can cancel
→ Invite / remove partner
Either partner can manage
LIVE PROJECTION
Try the goal projector.
Pick a goal, set a target month, and watch the math update in real time.
GOAL
Bali trip · Dec 2026
total
/ month
You · 60%Partner · 40%
$240$160
PROJECTION
$5,000
reached by ~13 months
Today · 50%Goal · 100%
- → Aug 2026 · 50% reached
- → Oct 2026 · 75% reached
- → Dec 2026 · 100% 🎉
WHY COUPLES LOVE IT
A few of the things you'll stop arguing about.
Fewer money arguments
A neutral dashboard keeps the conversation factual, not emotional.
Shared milestones, not surprises
Both partners see the goal, the progress, and the runway.
Proportional fairness
Allocate based on income so both feel the system is even-handed.
PRICING
Simple plans. Free to start.
Start together. Upgrade when the goals get bigger.
FREE
$0
Forever, for two
- Joint expense tracking
- Shared categories
- 1 active shared goal
- 90-day history
PRO
$8
per month, billed yearly
- Advanced goal projections
- Unlimited shared goals
- Receipt capture
- Shared monthly reports
- Priority support
LOVE LETTERS
Couples who stopped avoiding the spreadsheet.
★ ★ ★ ★ ★
"We finally have the same picture of our money. No more "I thought you paid that.""
Alya & Raka
Jakarta · 2 years married
★ ★ ★ ★ ★
"The proportional split is the feature we didn't know we needed. Fair, but not awkward."
Maya & Ben
Bandung · engaged
★ ★ ★ ★ ★
"Watching our Bali fund tick up together has made saving feel like a team sport."
Lina & Jon
Bali · saving since 2024
FAQ
Questions, candidly answered.
You both see shared goals, categories, and joint expenses. Personal pockets stay private unless you opt in.
READY WHEN YOU ARE
Your next money conversation, made easier.
Drop your email. We'll send an invite link you can share with your partner.