Stop Wondering Where Your Money Went

Track spending. Cancel forgotten subscriptions. Build better habits.

Take control in minutes with manual tracking that puts you first. No bank connections, no complexity—just simple money management that actually works.

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Join 10,000+ people taking control

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10,000+ users
4.9 stars
Trusted worldwide

Sound Familiar?

😰

You check your bank balance and wonder where it all went

💸

You find a $12.99 charge for a service you forgot about

📊

You promise to budget better, but never follow through

Take Control in Minutes

Everything you need to understand your spending—no bank connection required

Track Spending in Seconds

Add expenses as they happen. No bank connection needed—you stay in complete control. Manual entry builds awareness of every dollar.

🔔

Never Forget a Subscription

See all your recurring payments in one place. Cancel forgotten subscriptions before they renew. Save $50-200/month on average.

📊

Understand Your Patterns

Visual breakdowns show exactly where your money goes—no spreadsheets required. Get insights you can actually act on.

Your Financial Privacy, Protected

Manual tracking isn't a limitation—it's your privacy guarantee

🔒

Data Stays Private

Your financial info never leaves your device without your permission

👁️

No Bank Connection

Never share passwords or link accounts. True privacy by design.

You Own Your Data

Export anytime, delete anytime. No lock-in, no hassle.

🌍

Works Offline

Track expenses without internet. Sync when you're ready.

You're in complete control. Always.

See How Simple It Is

Start tracking in under 2 minutes

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Add an expense in 3 taps

Quick entry screen lets you log spending faster than checking your receipt. Categories auto-suggest based on your history.

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2

Track subscriptions automatically

Mark recurring payments once and Spendmate reminds you before each charge. Never get surprised by forgotten subscriptions again.

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3

Get insights you can use

See spending patterns at a glance. Colorful charts show where money goes—without overwhelming you with data.

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This Month$2,847
🍔

Food & Dining

32 transactions

$847
🏠

Housing

4 transactions

$1,200
🚗

Transportation

18 transactions

$385

Financial Peace of Mind

Join thousands who took back control of their money

  • Stop Money Anxiety—Know exactly what you have and where it's going
  • Build Better Habits—Manual tracking creates awareness. Awareness creates change.
  • Save Without Sacrifice—Find $100-300/month in your existing budget

Simple, Transparent Pricing

Start free. Upgrade when you're ready.

Free

Perfect for getting started

Free
  • Track up to 3 accounts
  • Basic expense tracking
  • Subscription monitoring
  • Monthly spending reports
Get Started Free
MOST POPULAR

Premium

For serious money management

$4.99

per month

  • Unlimited accounts
  • Advanced analytics & insights
  • Custom budgets & goals
  • Priority support
  • Export your data anytime
Start Free Trial

Family

Manage finances together

$9.99

per month

  • Everything in Premium
  • Up to 5 family members
  • Shared budgets & goals
  • Family spending reports
Start Free Trial

People Love Spendmate

Real stories from real users

I found three subscriptions I forgot about—saved $47/month instantly!
Sarah Chen, Freelance Designer
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Frequently Asked Questions

Why manual entry instead of bank connections?

Manual entry gives you complete control—no bank passwords shared, no security risks. Plus, the act of entering expenses builds awareness, which is proven to reduce unnecessary spending.

Is Spendmate really free?

Yes! Track expenses, monitor subscriptions, and get insights—completely free. Premium adds unlimited accounts and advanced analytics if you need more.

What happens to my data?

Your data stays on your device unless you choose to sync. You own it 100%—export anytime, delete anytime. No ads, no selling your info.

Can I cancel Premium anytime?

Absolutely. Cancel from your account settings—instant, no questions asked. Your data stays yours.

Does it work without internet?

Yes! Add expenses offline and they'll sync when you're back online. Perfect for travel or low-signal areas.

Take Control of Your Money in 2 Minutes

Join 50,000+ people who know exactly where their money goes

Start Free—No Credit Card Required
Free forever plan
No bank connection needed
Cancel anytime